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Congress Curbs Credit Card Abuses

The President signed into law a bill expanding consumer protections for people using credit cards.
The House passed legislation strengthening regulation of the mortgage industry and expanding protections against predatory loans. While the bill is generally positive for middle-class households, the legislation contains serious shortcomings.

Congress Curbs Credit Card Abuses

The House and Senate overwhelmingly passed a bill expanding consumer protections for people using credit cards. The bill now goes to the President for his signature.

Credit Card Accountability, Responsibility, and Disclosure Act of 2009

The Middle Class Supports

House OKs Modest Predatory Lending Legislation

The House passed legislation strengthening regulation of the mortgage industry and expanding protections against predatory loans. While the bill is generally positive for middle-class households, the legislation contains serious shortcomings.

Senate Fails To Protect Homeowners...Again

For the second straight year, the Senate failed to pass legislation allowing bankruptcy judges to modify the terms of mortgages on primary residences. Bankruptcy law currently permits such restructuring only for vacation homes, family farms, and yachts. A similar bill passed the House in February.

Helping Families Save Their Homes in Bankruptcy Amendment of 2009

The Middle Class Supports

Senate Strengthens Protections Against Mortgage Fraud

The Senate passed legislation strengthening protections against mortgage fraud and predatory lending.

Fraud Enforcement and Recovery Act of 2009

The Middle Class Supports

Congress To Tackle Credit Card Regulation, Mortgage Fraud, Other Issues Important to the MIddle Class

Over the next few weeks, Congress will debate legislation imposing stricter regulations on credit cards, including interest rates and fees; legislation to strengthen protections against mortgage fraud and predatory lending; and perhaps legislation to allow bankruptcy judges to modify the terms of mortgage

Congress To Tackle Credit Card Regulation, Mortgage Fraud, Other Issues Important to the MIddle Class

Over the next few weeks, Congress will debate legislation imposing stricter regulations on credit cards, including interest rates and fees; legislation to strengthen protections against mortgage fraud and predatory lending; and perhaps legislation to allow bankruptcy judges to modify the terms of mortgages on primary residences.

Action on health care reform and a cap-and-trade system to limit greenhouse gas emissions will heat up over the summer.

The TheMiddleClass.org's 2008 Congressional Grades are now available.

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